That said, QuickBooks’ rates are pretty high and its suite of features is pretty sparse, so if you need to do a lot of processing, you’re better off looking elsewhere. The standard plan QuickBooks Payments offers new users comes bundled with QuickBooks Online itself. QuickBooks Payments can offer most of the features the average small business might be looking for. The trick is that some of QuickBooks Payments’ features are spread between different plans and settings.

Once you’ve created your account, give us a call for assistance choosing the right fit. From there, you’ll be able to purchase a version of QuickBooks compatible with your chosen processor. Exporting and importing is a step up from manual entry, but still not ideal. You’ll export your transaction data as an Excel file and import it into QuickBooks.

Content Featuring QuickBooks Payments

• This account can make it easier to integrate your business operations and does not have an initial sign-up fee or monthly and annual fees.
• If you’re processing over $15,000 per month, there is a $20 per month fee on the QuickBooks Desktop version, but the fees per transaction go down to 1.5% plus 30 cents.
• The company also provides plenty of documentation to help you use the platform’s features.
• This is where Payments begins to feel a bit more like a QuickBooks add-on and less like a fully-featured processing solution.

So, please give us a shout if it’s not readily apparent just how competitive the certified quotes you receive through CardFellow really are. If need be, we can re-open your quotes so you can look at other options. In our comprehensive QuickBooks review, we down Intuit’s platform to help you decide if it’s the right choice for your business. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website.

Given the progress made by Intuit in transparency and pricing, as well as its ability to provide a fairly frictionless, seamless merchant experience, QuickBooks Payments deserves its strong overall rating. QuickBooks Payments doesn’t have many review pages online as a distinct entity, but it does have review pages up at G2 and GetApp, where it earns average scores of 3.6/5 and 4.3/5, respectively. Taking these review averages and the overall complaint volume into account, QuickBooks Payments deserves the solid marks we’re giving it in this category. While the differences between the Online and Desktop versions of QuickBooks are significant enough to warrant their own article, many users report that the Online version isn’t quite as feature-rich.

QuickBooks Payments offers an easy payment processing solution for customers who already use QuickBooks. When it comes to QuickBooks and credit card processing, there are plenty of options. While a basic export / import may work for small businesses, plugins and gateway integration offer a more seamless experience without requiring advanced technical knowledge.

• Plugins and gateway integration are comprehensive options that save you the most time and eliminate the risk of human error from manual entry.
• While you may not be able to use QuickBooks as your processor, QuickBooks actually does integrate with a number of point-of-sale solutions—for bookkeeping.
• That said, QuickBooks’ rates are pretty high and its suite of features is pretty sparse, so if you need to do a lot of processing, you’re better off looking elsewhere.

QuickBooks Payments Review: Features, Pricing & More

Your processor can include the costs of QuickBooks integration in your total gateway pricing or may charge a separate fee. Plugins are available from processors, gateway developers, and third-party vendors. In some cases, you can obtain a plugin and a gateway account from the same company. However, for some third-party plugins, you’ll need to set up your gateway account separately. Additionally, you’ll need a merchant account from a processor that supports AccuPOS.

You will need a merchant account with a payment processor to accept card payments. To accept credit card payments from customers, you can either swipe the card with a USB card reader, or type the card information into QuickBooks. Cards can be swiped or keyed, and card readers and apps are available for both iPhone and Android mobile devices. Additionally, some mobile devices can support taking photos of customer credit card information to process transactions. Receipts can be emailed or texted to customers after the transaction is completed. As a business owner, accepting credit cards means that customers can buy more or pay for more expensive services without having to finance them through your business.

If you don’t have the card reader with you, you can simply input a manual transaction. The option intuit quickbooks credit card processing of a plugin or gateway integration for QuickBooks provides more choices in payment processors. These options let you automatically sync your transaction data at the end of the business day or in real time.

QuickBooks Money

Known as QuickBooks Money, this plan allows you to take online payments while also giving you access to a business bank account. When you sign up for QuickBooks Payments, Intuit will give you your own merchant account with soft monthly and per-transaction limits. More importantly, every account comes with a QuickBooks integration, though your plan and some of the features will depend on which version of QuickBooks you’re using.

Intuit at the Better Business Bureau

It syncs the sales to your QuickBooks Online account, but doesn’t give access to sensitive business data. To use Tap to Pay on iPhone, simply download the QuickBooks mobile or GoPayment app, sign up, and start accepting in-person, contactless payments anytime, anywhere—right on your iPhone. Reviews praise Intuit’s streamlined processes, ease of collecting payment, seamless integration with accounting, and customization options. Debit card transactions often come with lower fees (0.73% or $0.34 on average, according to the Federal Reserve). On the other hand, credit card transactions tend to have higher fees (1.5% to 3.5%) due to the risks involved and the charges from credit card networks.

If you intend to swipe credit cards (rather than key them in) PaymentCollect prefers PAX terminals. In some cases, the company may be able to set you up with other brands, but PAX is the preferred equipment. The company’s website shows that Verosa works like other options that allow you to take payments “within” QuickBooks.

Formerly known as Intuit Merchant Services, QuickBooks Payments offers the ability to process payments through the QuickBooks POS system or the GoPayment app. If you’re already using Intuit or another processor and think you’re overpaying for credit card processing, you can switch processors and continue to integrate with your QuickBooks account. To get started taking payments with the card reader, download the QuickBooks Mobile app or GoPayment app. From there, customers can insert or tap their credit cards and digital wallets on the card reader to pay.

Commerce Sync

When they pay, the transaction downloads into QuickBooks for easy reconciliation. Verosa only works with desktop versions of QuickBooks (including Pro, Premiere, Enterprise, and Accountant) and is not compatible with QuickBooks Online or QuickBooks for Mac. You’ll need a 2009 or later version of QuickBooks running Windows 7, 8, 8.1, or 10.